Investing with Seed Commons

You want to put your financial resources to work building a better world and a more democratic economy.

You want to make sure your investments are never extractive, by design.

You want to invest in a way that shifts power to workers and communities across the country.

Seed Commons can help.

Since 2011, Seed Commons has made more than 500 non-extractive investments through our more than 40 member organizations, totaling more than $129 million. Our unique cooperative model builds local capacity to fund worker and community-owned enterprise startups, expansions, and conversions, sourced and stewarded by experts on the ground—and provides the shared financial infrastructure to take that work to the next level.

99%

of workers borrowing through Seed Commons identify as low-income at the time of our initial investment.

9 out of 10

borrowers from Seed Commons are Black, Indigenous, and people of color.

65%

of our loans are made to businesses majority-owned by women and non-binary people.

Seed Commons Notes are offered in all 50 States, and to international investors.

Learn more about how to invest in Seed Commons

Have you established a Donor Advised Fund? We work extensively with many DAF providers to unlock further impact through investment in Seed Commons. Contact us at [email protected] if you would like to learn more.

For investment advisors...

We work with many investment advisory firms, asset managers, and wealth advisors. Seed Commons offers your clients a way to align their portfolio with economic democracy, community wealth building, worker ownership, and hyper-local impact, while participating in a model already operating at national scale. We’re building the investor base and financial infrastructure that will let Seed Commons significantly expand the capital we can deploy to communities over the coming years. We invite you to get in touch at [email protected], and we will be happy to send you additional materials related to our offering, or schedule a meeting where you can learn more.

For institutional investors...

Seed Commons works closely with numerous foundations and other nonprofit institutional investors defining the leading edge of integrated capital strategies to advance community wealth and a green, healthy, and more democratic economy. If you are interested in learning how your institution’s resources can be deployed non-extractively to advance your mission, we invite you to get in touch at [email protected], and we will be happy to send you additional materials related to our offering, or schedule a meeting where you can learn more.

“Investing in Seed Commons was exciting because it puts capital and decision-making power directly into the hands of communities historically excluded from economic opportunity. Through non-extractive financing and cooperative governance, Seed Commons empowers communities of color to build self-determination, shared prosperity, and collective economic power, which aligns with the mission of the Restorative Economies Fund, and the Kataly Foundation at large.”

—Hans How, Integrated Capital Officer, The Kataly Foundation

“At The California Endowment, we seek to use all of our resources in the most effective manner to strengthen communities and advance health equity and our recent program related investment in Seed Commons reflects those goals. Through this partnership, we are excited to support the growth of the cooperative ecosystem in California and nationally.”

—Aifuwa Ehigiator, Investment Officer, Program Related Investments, The California Endowment

Seed Commons has received investment or philanthropic support from institutions including...

This material does not constitute an offer to sell or a solicitation of an offer to buy any security. Offers are made only by the official Private Placement Memorandum (PPM) / Prospectus, which contains important information regarding risks, fees, and expenses. Read it carefully before investing.