The current system of finance is programmed to extract profit despite the harm this inflicts on the people we care about and the places we call home. It is a system that reinforces historical racial inequities and threatens the health of the planet we all share.

That’s why we are creating something different: a cooperative network for non-extractive finance, one that advances workplace democracy and grows the capacity of communities to determine their own economic future, starting with the workers the current system excludes.

Our investments are having real impact, right now, on the lives of workers across the country—and are laying the foundations for a new financial system in which people have control of capital, instead of capital controlling people.

What makes Seed Commons different?

• Our investments are grounded in principles that set us apart from the traditional financial system.
• Our lending is designed, from the ground up, to be non-extractive.
• We deploy financial resources that advance workplace democracy and build community capacity.
• We leverage the deep connections and local expertise of a nationwide cooperative network.
• We center the workers and communities most excluded by the current system.